Things were getting a bit heated in the meeting at the corporate office of the bank. Jai, Head-Audit and Smita, Head-Operations were at loggerheads over the Annual Internal Audit Report…
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The Utility Of “Factor Investing” In Building Your Equity Portfolio
The success of a movie at the box office can be attributed to a combination of factors, including a star-studded cast, an engaging storyline, high-paced action sequences, impressive visual effects,…
Why Is India Saving Less?
The Reserve Bank of India (RBI) Bulletin released on September 18, 2023, published data on the “Flow of Financial Assets and Liabilities of Households”. This data is about financial assets…
Active Vs Passive. What You Need To Know About Passive Funds
For quite some time, there is a debate going on between active mutual fund schemes and passive ones. There is a shift happening in favour of passive funds. The argument…
High US Bond Yields: Will It Impact Your Portfolio?
The apparent reason for US yields moving up is that the US Federal Reserve has raised the interest rate significantly, by 5.25 percentage points. Remarkable things are happening in the…
Arbitrage Funds’ Spreads Are Attractive, And Investors Must Take Advantage
The prevalent discussions and debates in the mutual fund space have been about mid- and small-cap valuations, loss of tax advantage for debt funds, SIP (systematic investment plan) mobilizations, new…
Your Money: All The Good News Is There In The Price
While the view on debt funds is positive, you have to wait for a rally For some time, there is a positivity going around in the context of bond /…
How Indexation Works In MFs
The Finance Act, 2023, has taken away the indexation benefit from debt mutual funds. It states that the gains from the growth option of funds with equity allocation of less…
Bank Deposits, Small Savings: Which Is Better?
While returns may be very important, it cannot be the sole criterion while choosing an investment vehicle to park one’s hard-earned money; one has to look beyond the obvious. Deposits…
What To Expect From RBI’s Policy Meet This Week
The last interest rate hike by the Reserve Bank of India (RBI), in the current rate hike cycle, happened on 8 February. The next meeting is round the corner, on…
Nifty At 20K: Invest For The Long Term To Win Big
On 10-year holding, percentage of positive outcomes is 100%. The index voyaged from 1,000 to 20,000 in little under 28 years. To reach 10,000 it took little less than 22…
Bank Fds Or Corporate Fixed Deposits: Where Should You Invest Your Money?
Your fixed deposit with a bank is guaranteed to only Rs 5 lakh per bank, in deposits held across all its branches put together. However corporate FDs with a good…