Description

The “Skill Test on Management of Advances – Advanced Version” is an in-depth, specialized assessment tool designed for mid-level banking professionals who wish to deepen their expertise in managing advances in accordance with the Reserve Bank of India’s (RBI) Master Circular. This advanced version of the course goes beyond the basics, exploring more complex aspects of credit risk management, loan classifications, advanced credit appraisal techniques, loan monitoring, and regulatory compliance. The course offers a detailed analysis of the circular’s provisions and their practical applications in managing and mitigating risks associated with advances. It also covers areas such as restructuring of loans, dealing with non-performing assets (NPAs), and ensuring adherence to regulatory changes, enabling employees to handle more intricate scenarios in their daily operations.

This advanced course is intended for employees in mid-level roles, such as loan managers, credit analysts, relationship managers, and credit risk officers, who are responsible for overseeing larger portfolios of advances, making strategic lending decisions, and ensuring compliance with RBI regulations. Eligibility for the advanced version includes employees with at least 2-5 years of experience in banking, particularly in credit-related functions, who already have a basic understanding of advances management but seek to refine their skills and gain a more comprehensive understanding of advanced regulatory and risk management practices. By completing this course, employees will be equipped with the knowledge to make informed decisions regarding credit risk, strengthen the management of advances, and ensure greater regulatory compliance, thus contributing to the bank’s overall financial stability and growth.