A lot of dust has been raised about the write-down of additional tier 1 (AT1) perpetual bonds of Yes Bank—about its technicalities, its fairness, et al. The loss is a…
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Yes To Yes, No To PMC: What Gives?
The safety of depositors’ funds in a bank is vital for uninterrupted running of the economy. It is most often taken for granted, but is, to an extent, vague and…
Opinion | In The Age Of Data Overdose, What’s Relevant To ou
Every day, and every hour, we are hit by some data point. It could be through the morning newspaper, television channels running “breaking news” throughout the day, a mobile app,…
Things To Know Before Investing Directly In Bonds
You need to consider factors such as credit rating, residual maturity and taxation. There are many categories of bonds that people can invest in. The first and safest of these…
Hybrid Fund Options In Lieu Of Debt
Hybrid funds are being favoured with changes in tax laws. Two of these are arbitrage funds and equity savings funds. These funds are less volatile than equity funds. At at…
Your Money: Make SIP The Basis Of Your Wealth Creation Strategy
Your Money: Make SIP the basis of your wealth creation strategy. YOU CAN Build up your investment portfolio either through ad-hoc lump-sum deployments, or through disciplined periodic flows. For the…
MC Explains | The Difference Between Debt Duration Fund And Duration Call. Choose Wisely
Debt fund investors will benefit once interest rates begin to fall. But nobody knows for sure when interest rates will start to go down, although market experts have begun making…
Tax Math. It’s Time To Plan Your Investments, Finances
The old tax regime exists with exemptions wherein you can invest in those avenues and reduce your tax outgo; under the new tax regime, the rates are lower, but exemptions…
Your Money: Select Fixed Income Instruments On Merit
FDs, debt MFs & bond coupon are all taxable at marginal slab rate now. Let us start with certain basic facts. While tax on your investments is important as the…
As RBI Hits Pause, We May Have Seen Last Of The Rate Hike Cycle
Inflation is expected to ease, reducing chances of future hikes. The Reserve Bank of India will act on rates, if required, but that’s in the future. As the six wise…
Finance Act And The Way Forward For Debt Funds
SYNOPSISThe recent tax changes have created three categories in mutual fund taxation. In a growing economy like India, with an expanding base of investors, any investment vehicle that is built…
Here Is How To Distribute Debt Funds Post Change In Taxation
Debt funds are no longer subject to indexation benefits. Now the big question is how to sell debt funds to clients? From April 1, 2023, there will be no LTCG…