When your investment horizon is very long, say 20 or 30 years, there is a case for higher allocation to equity. That apart, fixed income allocation also may be for…
Date Archives June 2018
How Does Debt Fund’s Maturity Roll-Down Help Manage Market Risk
Joydeep Sen When we say passive fund management, we normally refer to index funds, which mimic a given index such as Nifty or Sensex. However, the index itself can be…
Benchmarking Portfolio Is All About Perspective
Performance of a mutual fund scheme or PMS portfolio is assessed with reference to a benchmark. There are various benchmarks available; the designated benchmark is the one with nearest correspondence…
16 Debt Fund Categories: Simplified ‘To Do’ for You
What should I do? With so many fund categories around, and AMCs changing names or features of their funds to comply with the new norms, the question will come to…
RBI Credit Policy Review: The Wise Men Remain ‘Neutral’
Joydeep Sen The Monetary Policy Committee (MPC) presented its Second Bi‐monthly Monetary Policy Statement for 2018-19 on Wednesday. It raised rates by 25 basis points after almost four-and-a-half years. Overnight repo…
Why You Need To Be Financially Literate To Make The Right Investment Decision
People who are not from a financial background and are investing in financial products, need to develop basic understanding of the product. Even if you are putting your money in…