Investors need to consider suitability, risk appetite, and objectives when investing in financial products. Professional advice is recommended, and investors should take responsibility for their decisions. Sebi has measures to…
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Your Money: Keep Allocation To Gold Within 15%
It’s role is that of a portfolio diversifier, not a wealth creator. The essence of portfolio diversification is the diverse behaviour of various investment assets. The staple investment categories are…
RBI MPC: Deposit And Lending Rates Remain On A Steady Path; Life Goes On As Usual, For Now
Inflation projection lowered a tad, other projections remain same. Once every two months, the Monetary Policy Committee (MPC) of the Reserve Bank of India meets to review interest rates and…
Your Money: Fingers Crossed, Rate Hikes Are Over
Interest rates not going up is good for market-related investments. The last time the Reserve Bank of India (RBI) increased the repo rate was on February 8, 2023, when it…
Keep Your Portfolio Simple, If You Are Investing Directly
An investor should keep his/her portfolio simple when deciding on the type of investment without the aid of advisors. With even thing available online, it is easy to invest. There…
When, Why, How Of Portfolio Review
When we review our portfolio, we typically compare investment A with investment B, check their performance, and if needed, weed out the non-performing ones. While that is relevant, what must…
Opinion | The Yes Bank Bond Write-Down Highlights The Broader Issue Of Mis-selling
A lot of dust has been raised about the write-down of additional tier 1 (AT1) perpetual bonds of Yes Bank—about its technicalities, its fairness, et al. The loss is a…
Yes To Yes, No To PMC: What Gives?
The safety of depositors’ funds in a bank is vital for uninterrupted running of the economy. It is most often taken for granted, but is, to an extent, vague and…
Opinion | In The Age Of Data Overdose, What’s Relevant To ou
Every day, and every hour, we are hit by some data point. It could be through the morning newspaper, television channels running “breaking news” throughout the day, a mobile app,…
Things To Know Before Investing Directly In Bonds
You need to consider factors such as credit rating, residual maturity and taxation. There are many categories of bonds that people can invest in. The first and safest of these…
Hybrid Fund Options In Lieu Of Debt
Hybrid funds are being favoured with changes in tax laws. Two of these are arbitrage funds and equity savings funds. These funds are less volatile than equity funds. At at…
Your Money: Make SIP The Basis Of Your Wealth Creation Strategy
Your Money: Make SIP the basis of your wealth creation strategy. YOU CAN Build up your investment portfolio either through ad-hoc lump-sum deployments, or through disciplined periodic flows. For the…