SYNOPSIS This cyclicality is more relevant for focused equity funds, as these are concentrated bets as per the view of the fund manager or the stated investing theme. Investing in…
Date Archives March 2021
Mutual Funds: Know The Difference Between Index Funds & Etfs
Operationally, a passive fund may be in the form of an index fund where it is a usual mutual fund scheme, or an ETF with transactions on the stock exchange….
How Retail Investors Can Benefit From Rising Interest Rates Of State Government Securities
SYNOPSIS Apart from the safety aspect, there is a reason to invest in SDLs at this point of time. The yield (interest rate) available on SDLs is on the higher…
How To Maximise Tax-saving On Equity Investments Before The FY Ends
SYNOPSIS Here is how you can maximise your tax-savings from equity investments (shares and/or equity mutual funds). Using this trick you can save tax on the capital gains occured from…
Clear The Air: Floating Rate Funds
Let us understand the concept of floating rate funds and find out if it makes sense for your clients. Yields across duration and debt instruments have been moving up over…
Investment Planning: Portfolio Review Is Not About Chasing Returns
Allocation to equity should be as per the long-term volatility profile of equity, your investment horizon and your capacity to digest volatility. While portfolio review can be done anytime, March…
Explained: All About Debt Fund Taxation And Indexation
The holding period must be three years to avail indexation benefits. Only debt mutual funds are eligible for indexation benefits and not direct bond investments. Now that we are into…
The ‘Long’ And ‘Short’ Of Debt Funds
The longer your investment horizon, the better At the current juncture, when interest rates are threatening to move upwards, there is a question among investors — which funds are appropriate…
Here’s All You Need To Know About Allocation Ratio In Your Portfolio
Allocation ratio is decided by the financial planner after considering various aspects like risk-return profile of the asset class, objectives and financial goals of the investor, investment horizon, etc. The…
Tax On PF Interest: Which Debt Mutual Funds Can Be An Alternative To VPF Contribution?
SYNOPSISThe SLR of investment stands for safety, liquidity and returns. EPF / VPF is safe. Debt MFs can also offer reasonable safety provided you select the fund with the right…