SYNOPSISGross and net NPAs for banks were lower as on 31 December compared to 31 March 2020. Usually, when the economy is going through stress, like in FY21 with a…
Date Archives April 2021
Be An Early Bird To Save On Taxes
The earlier the better it is for investing in tax-saving instruments You would be thinking, we just got over one tax ‘season’ viz. March 2021. Why talk of the next…
Options For Senior Citizens: Fixed Income Options For Lower Tax Bracket
For people in lower tax bracket, any interest income taxable at the marginal rate will lead to tax efficiencies, with the exception of tax-free bonds. As per the earlier (and…
Why Investors Prefer Open-Ended Debt Funds Over Fixed Maturity Plans
There is a clear preference for open-ended funds among investors, as these are adequately liquid. There was a time when Fixed Maturity Plans (FMPs) used to be popular among investors….
Preference For Passive Funds And Etfs Is A Palpable Change
SYNOPSIS ETF AUM has moved up. In March 2020, the AUM in ‘Other ETFs’ was Rs 1.56 lakh crore (INR 1.56 trillion). The market has posted impressive gains since it…
The RBI Offers Its Vaccine To The Market, Economy
SYNOPSISSometime in the future, the RBI will have to communicate a shift in stance to neutral. As Reserve Bank of India (RBI) governor Shaktikanta Das read out the monetary policy…
Investing In Gold: When And How Much Should You Invest In Gold?
Allocation to gold should be as per your profile, investment objectives and investment horizon, but the extent should be on the lower side and should not form a major part…
Is A Mutual Fund Legally Liable If It Deviates From Its Advertised Investment Strategy?
SYNOPSIS If a MF violates what is known as true-to-label, it would be breaking the trust and faith of investors and distributors, hence unlikely to breach the soft boundaries. However,…
The Conundrum Of Financial Distress And Higher Household Savings Amid Covid
SYNOPSISIn a pandemic-induced financial distress phase, a majority of the people preferred to save. Intuitively, if we go back to the initial phase of lockdown, what comes to mind? Financial…
After Sebi’s Ruling, Can Individuals Directly Hold AT1 Bonds?
The market regulator’s AT1 and Tier-II bonds ruling may have made it tougher for mutual funds to hold them, but it doesn’t stop individual investors from putting in their money…