There are several layers to retirement planning—estimating future expenses, duration of retirement, level of current savings that need to grow so that they suffice for our sunset years. To understand…
Date Archives October 2021
Take A Shot At Target Maturity Funds
The portfolio credit quality of this relatively new genre of debt funds is commendable The fundamental approach to building one’s investment portfolio is to have an appropriate allocation to equity,…
Equity Investing: When Should You Rebalance Your Portfolio
After a sustained bear or bull rally, as the asset allocation ratio deviates significantly from your intentions it is time to rebalance your portfolio. The equity market has been in…
Why You Should Diversify Your Portfolio Abroad
SYNOPSISThe options for investors are more nowadays with the spread of technology and fund innovation. Market levels being where they are, if you are feeling iffy, then the pragmatic approach…
Target Maturity Funds: Here’s All You Need To Know
In TMFs, there is a defined maturity date, on which the fund will mature and money will flow back to investors. Not to forget, the tax efficiency in any debt…
RBI Keeps Rates Unchanged, But Hints At Normalization Of Liquidity Surplus
It will take time for banks to raise deposit rates because they are sloshed with surplus currently. Before getting to the implication of the meeting of the Monetary Policy Committee (MPC), the…
Your Money: Interest Rates — We Are In A Neutral Zone Now
So far, the RBI has been on a rate reduction cycle. Gradually, as economic recovery gains traction, the RBI will change stance as it moves towards normalization of rates. To…