Is it safe? That’s what people want to know when they talk about default risk in investments. Let us state one basic aspect for the sake of clarity. A mutual…
Date Archives April 2022
Revisiting Franklin Templeton Fiasco After Two Years
23 April 2020 – it was a remarkable date in the history of debt funds in India. For the first time in history, a mutual fund house shut not one…
Good Times Ahead For Debt Funds, Though Returns Are Muted
Market-level fluctuations are part and parcel of any market, be it equity or debt or commodities. Price levels work in cycles and if you stay the course, you will reap…
With Yields Up, Will Interest Rates On Small Savings Schemes Rise?
The government has seen it fit to keep interest rates on small savings schemes such as NSC and PPF steady despite them being pegged to g-sec yields that have fallen…
Your Money: How Much Risk Is Too Much Risk For You
If you are losing your sleep at 5% or 10% of stock market correction, then you do not have the stomach for volatility and have low risk appetite. Financial planning…
RBI Review Points To Interest Rate Increases Soon
SYNOPSISThe hikes in the interest rates will be done gradually as per changes in RBI’s priorities. Every two months, the Monetary Policy Committee of the Reserve Bank of India (RBI)…
Should you stay in a safer debt fund till there is clarity on rate hikes?
SYNOPSISBond yields and prices move inversely. Rising interest rates would adversely impact the returns of bond funds. The NAV of funds is computed at the prices prevailing on that day….