It’s generally accepted that Ulips are not as investor-friendly as mutual funds. They allow no easy exit, and have relatively higher charges than MFs. It is a generally accepted notion…
Date Archives December 2023
Your Money: Rate Cuts Coming, But How Soon?
The median of the dots indicate 75 basis points (0.75%) rate cut in 2024 and further 100 basis points (1%) rate cut in 2025. The US FedERAL Reserve meeting…
Tax Smart. Generating Tax Efficiency In Systematic Withdrawal Plan
Depending on your requirements, you can try to modulate your systematic withdrawal plan amount in such a manner that the capital gains are within ₹1 lakh per financial year. Systematic…
The Utility Of “Factor Investing” In Building Your Equity Portfolio
The value factor tends to outperform when the market is recovering from a bear market phase. The success of a movie at the box office can be attributed to a…
Your Money: Don’t Fall For The Marketing Spiel
Each product has an USP, be sure it aligns with your investment needs. People usually do not buy good investment products, but buy stories and packaging. If the provider says…