The markets seemed to have mostly priced in the hike. Has RBI’s stance changed to `neutral’ already? The Reserve Bank of India’s interest rate setting body, the Monetary Policy Committee…
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Your Money: Debt Funds-Stop Playing Defensive
You can start taking exposure in debt funds as long as you have an adequate investment horizon. For quite some time, yield levels in the market have been moving up,…
Active Or Passive? Don’t Ignore Either
Evaluate both, then pick what suits you best. If you aren’t sure if active funds will outperform the benchmark, then opt to go passive. There is a debate going on,…
How Investing In Multiple Assets Through One Fund Can Help You In Volatile Times
SynopsisThere is wide fluctuation in returns, every year, in the various asset categories like domestic equity, international equity, gold, and to a lesser extent in debt. In certain years, equity…
G-Secs Offer Good Credit Quality, Great Returns
SYNOPSISWith RBI hiking rates, G-secs are offering higher yields than deposits from leading banks. The usual norm for any investment is: better the credit quality, lower your return, and vice…
Balanced Advantage Funds: Are They Living Up To The Promise In The Current Volatile Markets?
Dynamic Asset Allocation or Balanced Advantage Funds are supposed to be winners when markets correct. Till 12 July 2022, the average return from a basket of 25 BAFs, is minus…
Muted For Now, Not Forever
Debt fund returns are muted for now, but as and when the interest rates stabilise, you will get better returns, driven by portfolio accruals. Hold on for now. In our…
Your Money: Debt Mutual Funds More Tax Efficient Than Bonds
Mutual funds are more tax efficient over a holding period of three years, by virtue of indexation. The salient aspect of taxation of bonds is that the coupon or interest…
How To Select Passive Funds For Clients?
Don’t get confuse by tracking error of ETFs as it is calculated on its NAV and not on the actual price at which investors buy and sell ETF units. MFDs/RIAs…
Don’t Shuffle Your Portfolio Amid Global Volatility
SYNOPSISStick to your original asset allocation till there’s some clarity on geo-politics. There is a war going on between Russia and Ukraine. There is another war going on, which is…
Are Passive Mutual Funds Less Volatile Than Active Funds?
SYNOPSISSome investors perceive passive funds as relatively less volatile than active ones. However, this may not be true. Assets managed by passive funds saw significant growth recently. Some investors perceive…
Your Money: Investment Goal Is Key, Not Inflation
The difference between CPI and WPI based inflation is not only about the point of measurement, consumer or wholesale, but the measurement baskets are drastically different. Today inflation is high…