The Reserve Bank of India (RBI) Bulletin released on September 18, 2023, published data on the “Flow of Financial Assets and Liabilities of Households”. This data is about financial assets…
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Active Vs Passive. What You Need To Know About Passive Funds
For quite some time, there is a debate going on between active mutual fund schemes and passive ones. There is a shift happening in favour of passive funds. The argument…
High US Bond Yields: Will It Impact Your Portfolio?
The apparent reason for US yields moving up is that the US Federal Reserve has raised the interest rate significantly, by 5.25 percentage points. Remarkable things are happening in the…
Arbitrage Funds’ Spreads Are Attractive, And Investors Must Take Advantage
Arbitrage funds in the mutual fund space are benefiting from the widening spread between the cash and stock futures segment, providing tax advantages for investors. The prevalent discussions and debates…
Your Money: All The Good News Is There In The Price
While the view on debt funds is positive, you have to wait for a rally. For some time, there is a positivity going around in the context of bond /…
How Indexation Works In MFs
The Finance Act, 2023, has taken away the indexation benefit from debt mutual funds. It states that the gains from the growth option of funds with equity allocation of less…
Bank Deposits, Small Savings: Which Is Better?
While returns may be very important, it cannot be the sole criterion while choosing an investment vehicle to park one’s hard-earned money; one has to look beyond the obvious. Deposits…
What To Expect From RBI’s Policy Meet This Week
There is also a faint expectation that RBI may hike the rate one last time, taking the repo rate from 6.5% to 6.75%. The last interest rate hike by the…
Nifty At 20K: Invest For The Long Term To Win Big
On 10-year holding, percentage of positive outcomes is 100%. The index voyaged from 1,000 to 20,000 in little under 28 years. To reach 10,000 it took little less than 22…
Bank FDs Or Corporate Fixed Deposits: Where Should You Invest Your Money?
Your fixed deposit with a bank is guaranteed to only Rs 5 lakh per bank, in deposits held across all its branches put together. However corporate FDs with a good…
Are Individual Equity Investors Moving Towards Mfs?
The share of individual investors in stock market trades fell to 34.9 percent in FY24, till July 2023 from a 45 percent share in FY21. A look at the increase…
Homing In On Rate. Decoding RBI’s New Floating Rate Home Loan Guidelines
Now, you have a say in any change in the terms of the loan; Banks/NBFCs must provide borrowers with an option to switch over to a fixed rate while transparently disclosing…