But their yield levels are higher than that of debt MF portfolios In the context of investing in bonds / debentures, the risk level of getting or not getting your…
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Debt Funds Still Work, Even Without Indexation Benefits
Inflows in debt funds continue despite the removal of indexation benefits, which was more of a psychological shock than hard fact. When the Finance Act 2023 took away the indexation…
Your Money: Don’t Get Swayed By Currency Lows
Your international investments appreciate as the rupee weakens The headlines are telling us that our rupee hit an all-time low against the greenback. That may seem to imply that our…
RBI Holds Interest Rates: Who Wins, Who Loses
Reset on home loan and other floating rate loans to be made more transparent. This measure would not make interest rates beneficial for you, but you would have more rights…
The Essence Of Diversification And How It Helps Your Investment Portfolio
It’s hard and impractical to predict the asset that gives you the highest return. Data shows that every year, the winner varies, since the market is at the confluence of…
Know The Taxability Of Your Investment Returns
Like your salary or business income, your investment returns are taxable as well Most of our income and expenses are subject to tax. It is useful to be aware in what…
Your Money: Don’t Get Affected By Inflation Data; Blips In Data Points Should Not Impact Your Investment Decisions
The fact that inflation in July is apprehended to be higher than in June, is known, hence mostly priced in by markets. In June 2023, consumer price index (CPI) inflation…
Taking Advantage Of Arbitrage Funds
In the May 2023 issue, we discussed some hybrid fund options that can replace debt in view of the changes in the taxation rules. We will now discuss arbitrage funds…
Your Money: US Rate Hike – What It May Mean For Us
Fed’s decision in July will indicate the course of action going forward There is a lot of attention on what the US Federal Reserve is doing, and rightfully so. To…
Benchmarking Investment Performance: What It Really Means
The use of benchmarks is essential for measuring performance in various fields, including sports and investments. In the investment industry, benchmarks help investors evaluate the performance of their fund managers….
Return And Risk: A Ballpark But Effective Indicator
In investments, risk and returns go hand in hand. Higher the risk, higher is the return. Or, at least, the expected return. There is a fine difference. The risk you…
Mis-Selling And Mis-Buying: Both Need To Be Curbed
Investors need to consider suitability, risk appetite, and objectives when investing in financial products. Professional advice is recommended, and investors should take responsibility for their decisions. SEBI has measures to…