It’s role is that of a portfolio diversifier, not a wealth creator. The essence of portfolio diversification is the diverse behaviour of various investment assets. The staple investment categories are…
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RBI MPC: Deposit And Lending Rates Remain On A Steady Path; Life Goes On As Usual, For Now
Inflation projection lowered a tad, other projections remain same. Once every two months, the Monetary Policy Committee (MPC) of the Reserve Bank of India meets to review interest rates and…
Your Money: Fingers Crossed, Rate Hikes Are Over
Interest rates not going up is good for market-related investments. The last time the Reserve Bank of India (RBI) increased the repo rate was on February 8, 2023, when it…
Keep Your Portfolio Simple, If You Are Investing Directly
An investor should keep his/her portfolio simple when deciding on the type of investment without the aid of advisors. With everything available online, it is easy to invest. There is…
When, Why, How Of Portfolio Review
When we review our portfolio, we typically compare investment A with investment B, check their performance, and if needed, weed out the non-performing ones. While that is relevant, what must…
Things To Know Before Investing Directly In Bonds
You need to consider factors such as credit rating, residual maturity and taxation. There are many categories of bonds that people can invest in. The first and safest of these…
Hybrid Fund Options In Lieu Of Debt
Hybrid funds are being favoured with changes in tax laws. Two of these are arbitrage funds and equity savings funds. These funds are less volatile than equity funds. At at…
Your Money: Make SIP The Basis Of Your Wealth Creation Strategy
Your Money: Make SIP the basis of your wealth creation strategy. YOU CAN Build up your investment portfolio either through ad-hoc lump-sum deployments, or through disciplined periodic flows. For the…
MC Explains | The Difference Between Debt Duration Fund And Duration Call. Choose Wisely
Debt fund investors will benefit once interest rates begin to fall. But nobody knows for sure when interest rates will start to go down, although market experts have begun making…
Tax Math. It’s Time To Plan Your Investments, Finances
The old tax regime exists with exemptions wherein you can invest in those avenues and reduce your tax outgo; under the new tax regime, the rates are lower, but exemptions…
Your Money: Select Fixed Income Instruments On Merit
FDs, debt MFs & bond coupon are all taxable at marginal slab rate now. Let us start with certain basic facts. While tax on your investments is important as the…
As RBI Hits Pause, We May Have Seen Last Of The Rate Hike Cycle
Inflation is expected to ease, reducing chances of future hikes. The Reserve Bank of India will act on rates, if required, but that’s in the future. As the six wise…