Description

TrainingCentral’s SME Business Capability Building Programs help Banks, NBFCs, Small Finance Banks, Housing Finance Companies, and Microfinance Institutions build role-based capabilities across their SME and MSME lending teams.

Our programs combine domain expertise, practical lending frameworks, case studies, assessments, and performance-driven learning to positively impact your workforce’s  capability to improve lending quality, productivity, credit decisions, and portfolio outcomes. Our customized MSME Lending Training programs are designed to address the practical challenges faced by financial institutions and professionals working in providing capital to small and medium-sized businesses.

Program durations can range from short interventions (impactful 1-, 2-, and 3-day in-person programs) to sustained journeys spanning 3, 6, or 9 months with various learning touchpoints. The programs can cover SME Lending Training, credit assessment, financial analysis, risk management, underwriting, relationship management, and portfolio management.

Our SME Lending Training provides practical knowledge of SME loan processes, credit evaluation, financial analysis, lending requirements, and portfolio management. The loan cycle training can also include effective collection techniques. The training can help banking and financial services professionals develop the skills required to assess and manage lending opportunities for small and medium-sized enterprises.

In a market where SME/MSME lending represents a significant part of the banking system’s credit exposure, investing in capability building can help financial institutions develop stronger lending teams and improve portfolio outcomes.

Our programs are designed to support SME and MSME lending professionals, banking teams, financial institutions, and entrepreneurs seeking practical knowledge of business finance and lending.

Our capability-building approach is also relevant for entrepreneurs and professionals who want to understand the fundamentals of SME and MSME financing. MSME or SME Entrepreneur Training can help business owners and aspiring entrepreneurs develop a better understanding of business finance, lending requirements, credit evaluation, financial statements, and the financing options available to growing businesses.

This practical knowledge can help entrepreneurs prepare better financial information, understand credit requirements, and make informed financing decisions. 

For more details, please refer to our SME Business Capability Building Programs. Reach out to us if you have any queries.  

Reach out to learn more about our SME and MSME training solutions and customized capability-building programs. 

https://trainingcentral.co.in/contact/

Who can take this Certification?

The programs are suitable for financial institutions that offer SME/MSME loans across large geographies, including pan-India operations. 

For Banking & Financial Services Professionals 

• SME Relationship Managers  
• Credit Managers  
• Underwriters  
• SME Product Teams  
• Credit and Risk Professionals  
• Business and Function Heads  
• Banking professionals working in SME/MSME lending  
• Professionals looking to build a career in commercial banking  

For Entrepreneurs 

Our MSME Entrepreneur Training and SME Entrepreneur Training programs can also be relevant for: 

• Small business owners  
• MSME entrepreneurs  
• Aspiring entrepreneurs  
• Business professionals  
• Entrepreneurs seeking business financing  
• Professionals looking to understand SME lending and credit processes  

The program provides practical insights into financial statements, credit assessment, lending processes, business financing, and the factors considered by financial institutions when evaluating SME/MSME borrowers.

For more details, please refer to https://trainingcentral.co.in/portal/sme-business-capability-building-programs/

What You’ll Learn 

Participants can develop practical capabilities across key areas of MSME Lending Training and Small and Medium Enterprise Loan Training, including:

• SME and MSME loan fundamentals and lending processes
• SME Credit Assessment and borrower evaluation
• Financial statement analysis and financial health assessment
• Credit evaluation and lending decision-making
• SME and MSME loan underwriting
• Credit risk management and risk assessment
• Relationship management for SME and MSME borrowers
• Portfolio monitoring and loan performance management
• Working capital assessment and financing requirements
• SME loan products and business financing solutions
• Risk identification, mitigation, and credit monitoring
• Practical SME and MSME lending case studies
• Understanding lender requirements from an entrepreneur’s perspective
• Preparing businesses for SME and MSME loan applications
• Understanding credit requirements through MSME Entrepreneur Training
• Practical lending knowledge for entrepreneurs through SME Entrepreneur Training

The learning journey connects classroom concepts with practical business situations, helping participants apply their knowledge to real-world SME and MSME lending scenarios. It also helps entrepreneurs understand how lenders evaluate businesses, assess creditworthiness, and make SME loan decisions.

Any Pre-requisities for the course

Should have a business understanding of the SME functioning, with exposure to financial statements, which include balance sheet, Profit & Loss, Cash Flows, trade receipts, UPI transaction-based income, credit card income, etc.

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Learning Portal & Performance Tracking 

The program is delivered through our Learning Portal – Content-Ready Learning Portal (CRLP).
Each participant receives access to relevant learning materials and resources to strengthen their SME Loan Management and lending capabilities.
Participants can also access a dashboard showing their assessment results and grading.
Training Managers and SME Business Leaders can track and monitor their respective cohorts’ performance, progress, and learning outcomes.
Comparison with relevant industry benchmarks can also help organizations understand how their cohorts are performing relative to peer