Bank deposits and fixed income mutual funds differ with each other on a key parameter. Two deployment avenues are to be compared on the parameters of safety, liquidity, returns, ease…
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Why Investors Must Keep InvITs On Their Radar
An InvITs is a pool of money for investing in infrastructure projects and distribution of the earnings to the unit holders. When it comes to investment options, the more the…
170512 NKGSB Blr Induction Training
DE Bulletin Board (DEBB) Updates Dear [TITLE] [SURNAME], TrainingCentral is seeking the services of a domain expert for a 2-day Branch Banking training in Bengaluru for inductees of a Bank…
When To Exit Debt Funds?
If you invested three years ago, you should shift to short-term bond funds. Many investors focus on timing their investments. If the investment is not goal based, then the timing…
Which Hybrid Mutual Funds Should You Choose?
To compare between balanced funds and equity savings funds, as long as you have an adequate investment horizon and risk appetite, balanced funds may be the better choice. The India…
Asset Allocation: Looking To Book Profits In Equity Now? Here’s Why You Should Shift To Short Term Bond Funds
It has been proven that portfolio allocation leads to long-term optimum results on investments. Awareness among investors is gradually increasing on the imperative of allocation. It has been proven that…
Rating Agency Default Study: What Is In It For Investors?
Till date, no long term instrument rated AAA by CRISIL has ever defaulted. For instruments rated AA, the average 3-year default rate is less than 1 percent, which means if…
Fixed Income: RBI Policy Review Coming, Invest In Liquid Funds Just Before April 6
Invest in liquid funds just before April 6 as these are least volatile. Shift to ultra short-term funds later as per your investment needs. For tracking your investments, you need…
RBI Monetary Policy Committee: Need For Better Communication
In India, the initiation of the committee process was expected to make policy rate decisions more scientific, more debated and bias-free. Before the formation of the Monetary Policy Committee (MPC),…
Why You Should Prefer Recommending Open End Debt Funds Over FMPs
Go for FMPs only if your client does not want volatility; else you should recommend open end debt funds. With the financial year nearing its end, many fund houses have…
Bond Investments Through Secondary Market Can Offer You A Better Deal
For retail investors intending to purchase bonds in lot size of say few lakh rupees, when there is no primary issue available or the primary issue is not matching up…
Go For Balanced Funds Or Risk-Adjusted Returns
Balanced Funds have equity allocation ranging 65% to 70% We tend to evaluate performance of funds by returns only, which is what is relevant for the investor. For analytical purposes,…