Given the rally in the equity markets, everyone is gung ho on equity. In fact, in the past three years, equity funds have delivered superior returns over other asset classes…
Posts TaggedCapital Markets
Mutual Funds: What Should Investors In Dynamic Bond Funds Do? Find Out The Way Forward
There is a case for some further policy rate easing in the Oct 4 RBI Policy review, driven by real positive interest rates, inflation being within target and GDP growth…
Long Term Capital Gains Tax On Fixed Income: How To Calculate Indexation Benefit
Joydeep Sen In the context of taxation of fixed income mutual funds, it is known that tax efficiency is generated over a holding period of three years. The investment in…
Of Inflation Real Returns And Senior Citizens
Inflation-adjusted term deposits that give guaranteed real returns may be the answer to senior citizens’ woes of inflation eating into their retirement income In a scenario of falling interest rates,…
Balanced Funds Vis-à-Vis Focused Allocation: Which Is The Better Option?
If your rationale for choosing a balanced fund is the marginal tax efficiency over a focused allocation, where the debt component gets taxed as debt fund, it is not a…
Oversight Of Rating Agencies: Piecemeal To Structured
SYNOPSISWhen we hear the term ‘defaulter’, we relate it to a sub-standard borrower but not with the rating agency that lagged in its job. A few companies faced sharp rating…
Why Investors Should Look At Inflation Points
After RBI’s 25 bps rate cut, investors in long bond funds should stay invested and look to exit either when market runs ahead expecting the next rate cut or when…
Relative Valuation Of Equity And Debt: What The Market Is Telling You
Markets have run up in anticipation. In the bond market, there is expectation of rate cut by the RBI in view of soft inflation. At the current juncture, both the…
How To Handle Legacy Holdings Of Client Portfolios?
Emotions and psychological biases are an integral part of investment management. Sometimes it is as important a part, or even more important, than hard facts and analysis. Here we will…
How India And US Bond Markets Are Moving And Lessons For Investors
To make sense of the ‘conundrum’, there is one common factor driving markets: liquidity. As a thumb rule, when the economy is expected to grow at a brisk pace, equity…
How To Track Bond Funds: G-Sec Yield Is The Correct Benchmark, For Long Term Ones, For Money Market, Track Yields Of Treasury Bills
Certain things seem easy to track, particularly in today’s age of information explosion through various websites and apps. However, in spite of availability of data, you need a proper perspective…
Your Mutual Fund Investment Tax Efficient? Here Are 3 Steps To Ensure Utmost Efficiency For Your Portfolio
Ensuring that your mutual fund portfolio has the utmost tax efficiency is essential. Fund taxation depends on the nature of the fund and holding period. But decide your investments on…