SYNOPSISOn one hand, RBI is the regulator of the banking system and on the other hand it is the merchant banker of the sizable g-sec issuance programme. The bond market…
Posts TaggedEconomics
RBI Policy Review: Market’s Non-Reaction Is The Perfect Reaction
The RBI did flag off the risks to inflation, but did not sound alarmist. The RBI Monetary Policy Committee (MPC) presented the sixth bi-monthly Review today, where they held their…
Recency Bias: More Relevant In Today’s Context
In behavioral finance, there is a concept of recency bias, which means a preference for, or expectation of, what happened in the recent past to re-occur, rather than expecting what…
Budget 2018: FM Jaitley Has Done His Bit; The Market Has To Move On
The Union Budget 2018 is out and you know that: • There is tax on long term capital gains over Rs 1 lakh on sale of equity shares at 10…
Proposed New Lending Benchmark: What It Means For You
Like loans the bank deposits too should be linked to floating rate external benchmark. So many times you have wondered, while interest rates have been coming down in response to…
Of Inflation Real Returns And Senior Citizens
Inflation-adjusted term deposits that give guaranteed real returns may be the answer to senior citizens’ woes of inflation eating into their retirement income In a scenario of falling interest rates,…
Financial Freedom: What It Means For You?
The function of money is to provide sustenance, and thereafter provide the means to attainment of the financial goals of life. As we hoist the tricolour and celebrate the progress…
Why Investors Should Look At Inflation Points
After RBI’s 25 bps rate cut, investors in long bond funds should stay invested and look to exit either when market runs ahead expecting the next rate cut or when…
How To Handle Legacy Holdings Of Client Portfolios?
Emotions and psychological biases are an integral part of investment management. Sometimes it is as important a part, or even more important, than hard facts and analysis. Here we will…
Why RBI Will Not Cut Rates In The Upcoming Policy Review Meet
A curtain raiser on RBI monetary policy review. In the run-up to any RBI Monetary Policy Review, the focus of the market is on policy rate i.e. either a change…
Preference Shares: Relevant For Fixed Income Investors
Preference shares depict features of bonds when one looks at risk-return profile. The term preference share evokes mixed reactions in terms of the risk-return profile, and is perceived as a…
Fixed Income Investment: Here’s How Investors Can Bond With The Best
Fixed income investments happen mostly through the mutual fund route, and rightly so, because of the advantages of accessibility and liquidity. Fixed income investments happen mostly through the mutual fund…