FDs, debt MFs & bond coupon are all taxable at marginal slab rate now. Let us start with certain basic facts. While tax on your investments is important as the…
Posts TaggedFixed Income Systems
Finance Act And The Way Forward For Debt Funds
SYNOPSISThe recent tax changes have created three categories in mutual fund taxation. In a growing economy like India, with an expanding base of investors, any investment vehicle that is built…
Fiscal Deficit Target Boosts Bonds
If you have invested in debt mutual funds or planning to buy one, this would be the appropriate time, as yields will likely stabilise with the pace of interest rate…
The Dichotomy Between Taxation Of Bond And Bond Mutual Funds
SYNOPSISHolding period for LTCG eligibility is one year for bonds and three years for bond funds. We have discussed previously, the rules of taxation for bond and bond mutual funds….
Corporate Bond Market: What It Is, And How It Is shaping Up
Though there are various options to buy them, the issue with the corporate bond market is that there is not much liquidity. A regulatory framework, proposed by SEBI, enumerates many…
How Sovereign Gold Bonds Are Taxed: A Complete Guide
Although Sovereign Gold Bonds are tax-free if you hold them till maturity, they are taxable if you sell them before they mature. This, even if you sell after lock-in. Sovereign…
Investments You Should Hold Till Their Maturity
Certain investments like bonds and closed-end debt mutual funds come with a maturity date. You would say, that’s normal. However, there are ways of taking advantage of it, if you…
How To Take Advantage Of Rising Short Term Interest Rates
Joydeep Sen Yield levels of short maturity debt instruments, also known as money market instruments, have moved up i.e. prices have come down. Liquidity in the banking system is not as…
New Mutual Fund Categories: What You Should Do In The Evolving Scenario
The new mutual fund categories notified by SEBI on 6 October 2017, to which the AMCs submitted their restructuring proposals by 15 December 2017, is now under the process of…
Investment Tips: How Individuals Can Buy Public Issue Of Bonds
The bond market in India is essentially wholesale, where you need a certain minimum amount to participate. There may be exceptions like tax-free PSU bonds listed at the capital market…
AT1 Perpetual Bonds Of Banks In QuestionÂ
Over the past few years, perpetual bonds issued by banks as part of Additional Tier 1 (AT1) requirements under Basel III norms, have caught the fancy of institutional investors (mutual…
SIP In Debt Funds: An Idea Worth Exploring
For the past two to three quarters, the debt market has been more volatile than equity, but for the recent equity market correction in February. We are all familiar with…