In behavioral finance, there is a concept of recency bias, which means a preference for, or expectation of, what happened in the recent past to re-occur, rather than expecting what…
Posts TaggedFixed Income Systems
What Does Budget 2018 Hold For Fixed Income Investors?
The government securities (Gsec) market, the first to react to news and events in the bond market, has given a thumbs down to the Union Budget 2018. The (new) 10-year…
Mutual Funds: What Should Investors In Dynamic Bond Funds Do? Find Out The Way Forward
There is a case for some further policy rate easing in the Oct 4 RBI Policy review, driven by real positive interest rates, inflation being within target and GDP growth…
Long Term Capital Gains Tax On Fixed Income: How To Calculate Indexation Benefit
Joydeep Sen In the context of taxation of fixed income mutual funds, it is known that tax efficiency is generated over a holding period of three years. The investment in…
Your Mutual Fund Investment Tax Efficient? Here Are 3 Steps To Ensure Utmost Efficiency For Your Portfolio
Ensuring that your mutual fund portfolio has the utmost tax efficiency is essential. Fund taxation depends on the nature of the fund and holding period. But decide your investments on…
For Fixed Income, Return Expectation Is Not The Only Parameter
SYNOPSISWith lower inflation, returns from short-term bond funds would be enough to beat inflation and generate real positive returns. When it comes to shifting from one investment category to another,…
How Do Mutual Funds Compare With Bank Deposits On Tax Front?
Bank deposits and fixed income mutual funds differ with each other on a key parameter. Two deployment avenues are to be compared on the parameters of safety, liquidity, returns, ease…
Asset Allocation: Looking To Book Profits In Equity Now? Here’s Why You Should Shift To Short Term Bond Funds
It has been proven that portfolio allocation leads to long-term optimum results on investments. Awareness among investors is gradually increasing on the imperative of allocation. It has been proven that…
Fixed Income: RBI Policy Review Coming, Invest In Liquid Funds Just Before April 6
Invest in liquid funds just before April 6 as these are least volatile. Shift to ultra short-term funds later as per your investment needs. For tracking your investments, you need…
Go For Balanced Funds Or Risk-Adjusted Returns
Balanced Funds have equity allocation ranging 65% to 70% We tend to evaluate performance of funds by returns only, which is what is relevant for the investor. For analytical purposes,…
Fixed Income Investment: Here’s How Investors Can Bond With The Best
Fixed income investments happen mostly through the mutual fund route, and rightly so, because of the advantages of accessibility and liquidity. Fixed income investments happen mostly through the mutual fund…
FIIs Have Limited Relevance In The Indian Bond Market
SYNOPSISSome recent events are fresh in memory: demonetization and the US election result in November. The bond markets in US and India went on distinctly divergent directions The movement of…