Joydeep Sen Credit risk funds have suddenly sprung into discussion consequent to two recent ‘credit rating downgrades’. Let us put things in perspective, in the context of investing in credit risk…
Posts TaggedInvestment Banking
Long Term Capital Gains Tax On Fixed Income: How To Calculate Indexation Benefit
Joydeep Sen In the context of taxation of fixed income mutual funds, it is known that tax efficiency is generated over a holding period of three years. The investment in…
Of Inflation Real Returns And Senior Citizens
Inflation-adjusted term deposits that give guaranteed real returns may be the answer to senior citizens’ woes of inflation eating into their retirement income In a scenario of falling interest rates,…
Balanced Funds Vis-à-Vis Focused Allocation: Which Is The Better Option?
If your rationale for choosing a balanced fund is the marginal tax efficiency over a focused allocation, where the debt component gets taxed as debt fund, it is not a…
Mutual Funds Systematic Withdrawal Plan: From Ways To Use SWP To Benefits; Here Is What You Can Profitably Learn
When the equity market has run up and we are not sure whether to stay invested, SWP may be used for a gradual withdrawal into a defensive asset class and…
The Crucial Role Of Distributors In Growing The Industry And The Way Forward
Indian mutual fund industry has grown more than four fold in a span of 10 years. From Rs.5.41 lakh crore as on July 31, 2008, the industry has grown to…
Oversight Of Rating Agencies: Piecemeal To Structured
SYNOPSISWhen we hear the term ‘defaulter’, we relate it to a sub-standard borrower but not with the rating agency that lagged in its job. A few companies faced sharp rating…
Financial Freedom: What It Means For You?
The function of money is to provide sustenance, and thereafter provide the means to attainment of the financial goals of life. As we hoist the tricolour and celebrate the progress…
Why Investors Should Look At Inflation Points
After RBI’s 25 bps rate cut, investors in long bond funds should stay invested and look to exit either when market runs ahead expecting the next rate cut or when…
Relative Valuation Of Equity And Debt: What The Market Is Telling You
Markets have run up in anticipation. In the bond market, there is expectation of rate cut by the RBI in view of soft inflation. At the current juncture, both the…
How To Handle Legacy Holdings Of Client Portfolios?
Emotions and psychological biases are an integral part of investment management. Sometimes it is as important a part, or even more important, than hard facts and analysis. Here we will…
Why Distributors Should Not Rely On MF Ranking Agencies
Go for a fund house with a good track record across market cycles, large size and with skin in the game. In the fine print of the consultation paper on…