The Finance Act, 2023, has taken away the indexation benefit from debt mutual funds. It states that the gains from the growth option of funds with equity allocation of less…
Posts TaggedInvestment Banking
Bank Deposits, Small Savings: Which Is Better?
While returns may be very important, it cannot be the sole criterion while choosing an investment vehicle to park one’s hard-earned money; one has to look beyond the obvious. Deposits…
Nifty At 20K: Invest For The Long Term To Win Big
On 10-year holding, percentage of positive outcomes is 100%. The index voyaged from 1,000 to 20,000 in little under 28 years. To reach 10,000 it took little less than 22…
Bank FDs Or Corporate Fixed Deposits: Where Should You Invest Your Money?
Your fixed deposit with a bank is guaranteed to only Rs 5 lakh per bank, in deposits held across all its branches put together. However corporate FDs with a good…
Are Individual Equity Investors Moving Towards Mfs?
The share of individual investors in stock market trades fell to 34.9 percent in FY24, till July 2023 from a 45 percent share in FY21. A look at the increase…
Your Money: Performing Credits Carry Higher Risks
But their yield levels are higher than that of debt MF portfolios In the context of investing in bonds / debentures, the risk level of getting or not getting your…
Debt Funds Still Work, Even Without Indexation Benefits
Inflows in debt funds continue despite the removal of indexation benefits, which was more of a psychological shock than hard fact. When the Finance Act 2023 took away the indexation…
Your Money: Don’t Get Swayed By Currency Lows
Your international investments appreciate as the rupee weakens The headlines are telling us that our rupee hit an all-time low against the greenback. That may seem to imply that our…
The Essence Of Diversification And How It Helps Your Investment Portfolio
It’s hard and impractical to predict the asset that gives you the highest return. Data shows that every year, the winner varies, since the market is at the confluence of…
Know The Taxability Of Your Investment Returns
Like your salary or business income, your investment returns are taxable as well Most of our income and expenses are subject to tax. It is useful to be aware in what…
Your Money: Don’t Get Affected By Inflation Data; Blips In Data Points Should Not Impact Your Investment Decisions
The fact that inflation in July is apprehended to be higher than in June, is known, hence mostly priced in by markets. In June 2023, consumer price index (CPI) inflation…
Taking Advantage Of Arbitrage Funds
In the May 2023 issue, we discussed some hybrid fund options that can replace debt in view of the changes in the taxation rules. We will now discuss arbitrage funds…