You have worked hard throughout your life to save for your retirement years. You have your savings and investments in place—some bank deposits, a few equity stocks, mutual funds, and…
Posts TaggedInvestment Banking
Your Money: Debt Funds To Give Better Returns In The Coming Year
This is because the portfolio carry yield is at a higher level. Every year gives a surprise. So much so, we are getting used to being surprised. In 2020, there…
Your Money: Mid-Caps – A Good Long-Term Bet
Provided the company’s management gets it right, mid-sized firms can grow at a relatively faster pace. There are winners such as Sachin Tendulkar and Virat Kohli who are celebrated. And…
Good Times Are Here For Debt Funds
The RBI is likely in the last leg of its interest-rate hikes and might start easing rates somewhere down the line. But higher portfolio yields on account of past interest…
Your Money: Rethinking Holding Period For LTCG Tax
Prescribed holding period for long-term capital gains should be in tune with the nature of the asset class. Reportedly, the taxation laws of the country are due for rationalisation, expected…
Are Multi Cap Funds Offering Better Returns Than Flexi Cap Funds?
SynopsisTo compare the performance of multi cap and flexi cap funds, we have taken the initial date as 1 January 2021, which is when the guideline issued on 11 September…
How To Buy Financial Investment Products
It is vital for you to understand that when you are investing your hard-earned money, it is not about what seems attractive to you. It is about what is good…
‘Arbitrage Fund Can’t Be A Substitute For Liquid Fund’
Arbitrage funds can replace money market funds but not liquid funds. Arbitrage funds are often compared with liquid funds to park short term money. In fact, many MFDs recommend arbitrage…
Your Money: Need A Debt-Linked Savings Scheme Now
The popularity of ELSS shows the combination of tax benefit and decent performance works well. When we discuss categories of mutual funds, we discuss parameters of performance, quantum of funds…
Generating Tax Efficiencies In Your MF Investments
SYNOPSISExecute your investments within your risk appetite, and try to generate higher returns. Investment decisions should be based on its fundamental aspects and suitability. Having said that, for an investment…
How To Worry Better About Your Investments
There are aspects not within your control and there are events that do not change the fundamental quality of the investment. In one of our earlier columns we had discussed…
Credit Risk MFs: Is The Worst Over?
The storm of defaults in debt funds that happened—since the collapse of IL&FS in September 2018 till the Yes Bank additional tier 1 perpetual bonds write-off in March 2020—was the…