The increasing financialization of investment assets of the average household, since demonetization, is being widely discussed in social and media circles, and mutual funds have been a significant vehicle in…
Posts TaggedInvestment Banking
Investments: Take A Ladder Approach For Your Portfolio
Investment in securities maturing as per your requirement of funds, leads to perfect laddering. Rather than speculate with your entire savings for slightly higher returns, preservation followed by growth should…
Can Distributors Give Some Advice?
SYNOPSISSebi’s third consultation paper on investment advisory guidelines says that distributors and advisers can’t both distribute and advise. Sebi’s third consultation paper on investment advisory guidelines says that distributors and…
Why Investments Must Be For Long-Term; It Is Not Only Just About Tax Efficiency; 3 Power Points
Investments should be in the growth option rather than in the dividend option. This is not only about tax efficiency but about the principle of building your long-term corpus. Expecting…
Bankrupt Corporations Don’t Need Protection
SYNOPSISWe should object to not only the ‘bail-in’ clause of the FRDI Bill, but also to anything that is an unjustified drag on the system. We all are stakeholders in…
A Commentary On Debt Funds Post Scheme Merger
Let us understand the impact of SEBI’s circular on scheme merger on key categories of debt funds. The SEBI circular on categorization and rationalization of mutual fund schemes is set…
The New Paradigm For Hybrid Funds To Adopt
The new nomenclature for hybrid funds makes their asset allocation easier for investors to understand. Under the new norms of Securities and Exchange Board of India (SEBI) for fund categorization,…
Mutual Funds Schemes Mergers: Should Investors Exit Or Not; The Truth Explained
You invest in a fund when you agree with the investment mandate, i.e., how the fund is managed and where all the money is being invested. You invest in a…
How To Sell Debt Funds When Equity Is Booming
Given the rally in the equity markets, everyone is gung ho on equity. In fact, in the past three years, equity funds have delivered superior returns over other asset classes…
Mutual Fund Scheme Consolidation: Finding Middle Path May Benefit Investors
Only a fund with a relatively smaller corpus size can be quickly repositioned; a large fund will have the baggage of existing portfolio which should not be disturbed Joydeep Sen…
What You Should Focus On While Deciding Your SIP Allocation
The average SIP size is Rs 3,250 and the month-wise collection through SIPs is just under Rs 5,000 crore per month now. It shows investors are walking in the right…
Mutual Funds: What Should Investors In Dynamic Bond Funds Do? Find Out The Way Forward
There is a case for some further policy rate easing in the Oct 4 RBI Policy review, driven by real positive interest rates, inflation being within target and GDP growth…