The Reserve Bank of India (RBI) Bulletin released on September 18, 2023, published data on the “Flow of Financial Assets and Liabilities of Households”. This data is about financial assets…
Posts TaggedPersonal Finance
High US Bond Yields: Will It Impact Your Portfolio?
The apparent reason for US yields moving up is that the US Federal Reserve has raised the interest rate significantly, by 5.25 percentage points. Remarkable things are happening in the…
Bank Deposits, Small Savings: Which Is Better?
While returns may be very important, it cannot be the sole criterion while choosing an investment vehicle to park one’s hard-earned money; one has to look beyond the obvious. Deposits…
Bank Fds Or Corporate Fixed Deposits: Where Should You Invest Your Money?
Your fixed deposit with a bank is guaranteed to only Rs 5 lakh per bank, in deposits held across all its branches put together. However corporate FDs with a good…
Your Money: Don’t Get Swayed By Currency Lows
Your international investments appreciate as the rupee weakens The headlines are telling us that our rupee hit an all-time low against the greenback. That may seem to imply that our…
The Essence Of Diversification And How It Helps Your Investment Portfolio
It’s hard and impractical to predict the asset that gives you the highest return. Data shows that every year, the winner varies, since the market is at the confluence of…
Know The Taxability Of Your Investment Returns
Like your salary or business income, your investment returns are taxable as well Most of our income and expenses are subject to tax. It is useful to be aware in what…
Your Money: Don’t Get Affected By Inflation Data; Blips In Data Points Should Not Impact Your Investment Decisions
The fact that inflation in July is apprehended to be higher than in June, is known, hence mostly priced in by markets. In June 2023, consumer price index (CPI) inflation…
Benchmarking Investment Performance: What It Really Means
The use of benchmarks is essential for measuring performance in various fields, including sports and investments. In the investment industry, benchmarks help investors evaluate the performance of their fund managers….
Your Money: Fingers Crossed, Rate Hikes Are Over
Interest rates not going up is good for market-related investments. The last time the Reserve Bank of India (RBI) increased the repo rate was on February 8, 2023, when it…
Your Money: Make SIP The Basis Of Your Wealth Creation Strategy
Your Money: Make SIP the basis of your wealth creation strategy. YOU CAN Build up your investment portfolio either through ad-hoc lump-sum deployments, or through disciplined periodic flows. For the…
Tax Math. It’s Time To Plan Your Investments, Finances
The old tax regime exists with exemptions wherein you can invest in those avenues and reduce your tax outgo; under the new tax regime, the rates are lower, but exemptions…