The apparent reason for US yields moving up is that the US Federal Reserve has raised the interest rate significantly, by 5.25 percentage points. Remarkable things are happening in the…
Posts TaggedWealth Management
Bank Deposits, Small Savings: Which Is Better?
While returns may be very important, it cannot be the sole criterion while choosing an investment vehicle to park one’s hard-earned money; one has to look beyond the obvious. Deposits…
Bank FDs Or Corporate Fixed Deposits: Where Should You Invest Your Money?
Your fixed deposit with a bank is guaranteed to only Rs 5 lakh per bank, in deposits held across all its branches put together. However corporate FDs with a good…
Your Money: Don’t Get Swayed By Currency Lows
Your international investments appreciate as the rupee weakens The headlines are telling us that our rupee hit an all-time low against the greenback. That may seem to imply that our…
The Essence Of Diversification And How It Helps Your Investment Portfolio
It’s hard and impractical to predict the asset that gives you the highest return. Data shows that every year, the winner varies, since the market is at the confluence of…
Know The Taxability Of Your Investment Returns
Like your salary or business income, your investment returns are taxable as well Most of our income and expenses are subject to tax. It is useful to be aware in what…
Your Money: Don’t Get Affected By Inflation Data; Blips In Data Points Should Not Impact Your Investment Decisions
The fact that inflation in July is apprehended to be higher than in June, is known, hence mostly priced in by markets. In June 2023, consumer price index (CPI) inflation…
Benchmarking Investment Performance: What It Really Means
The use of benchmarks is essential for measuring performance in various fields, including sports and investments. In the investment industry, benchmarks help investors evaluate the performance of their fund managers….
Mis-Selling And Mis-Buying: Both Need To Be Curbed
Investors need to consider suitability, risk appetite, and objectives when investing in financial products. Professional advice is recommended, and investors should take responsibility for their decisions. SEBI has measures to…
Your Money: Keep Allocation To Gold Within 15%
It’s role is that of a portfolio diversifier, not a wealth creator. The essence of portfolio diversification is the diverse behaviour of various investment assets. The staple investment categories are…
Your Money: Fingers Crossed, Rate Hikes Are Over
Interest rates not going up is good for market-related investments. The last time the Reserve Bank of India (RBI) increased the repo rate was on February 8, 2023, when it…
Keep Your Portfolio Simple, If You Are Investing Directly
An investor should keep his/her portfolio simple when deciding on the type of investment without the aid of advisors. With everything available online, it is easy to invest. There is…