Your Money: Make SIP the basis of your wealth creation strategy. YOU CAN Build up your investment portfolio either through ad-hoc lump-sum deployments, or through disciplined periodic flows. For the…
Posts TaggedWealth Management
Tax Math. It’s Time To Plan Your Investments, Finances
The old tax regime exists with exemptions wherein you can invest in those avenues and reduce your tax outgo; under the new tax regime, the rates are lower, but exemptions…
Finance Act And The Way Forward For Debt Funds
SYNOPSISThe recent tax changes have created three categories in mutual fund taxation. In a growing economy like India, with an expanding base of investors, any investment vehicle that is built…
Professional Investment Advice: Who Can Give It?
Taking investment advice from people who are unregulated or are not professionally qualified has its own pitfalls. When you see the question in the headline, who can give professional advice,…
The Case For Long-Maturity Funds
With the interest rate hike cycle by RBI at its fag end, discussions in the market on the case for investing in long-maturity funds are picking up, but it’s advisable…
Why Are More Investors Investing In Passive Funds?
Mid- and small-cap funds present a different picture and, hence, investors still prefer actively-managed funds. Ever since the emergence of passively managed equity funds, the build-up in assets under management…
Of Inflation, Interest Rates And Real Returns
Rising interest rates and easing inflation have made things better than earlier; irrespective of the variables like returns on investments, the basics of your investment portfolio remain the same investment…
Your Money: Ways To De-Risk Your Portfolio
Diversify your investments across and within asset classes, spread your risk across funds. The usual approach to diversifying your investment portfolio is allocation to multiple asset classes — equity, debt,…
The Dichotomy Between Taxation Of Bond And Bond Mutual Funds
SYNOPSISHolding period for LTCG eligibility is one year for bonds and three years for bond funds. We have discussed previously, the rules of taxation for bond and bond mutual funds….
Your Money: Union Budget Is Not A Portfolio Shuffling Game
Watch out for any tax changes that may affect your net returns. There are certain things that are portrayed as, and perceived as, different from what it stands for. The…
Clarity On Building Your Financial Plan
Setting financial goals, fixing timelines and choosing investments need to be well thought out, with as much time spent on them as required; investing is as important as earning money….
‘Arbitrage Fund Can’t Be A Substitute For Liquid Fund’
Arbitrage funds can replace money market funds but not liquid funds. Arbitrage funds are often compared with liquid funds to park short term money. In fact, many MFDs recommend arbitrage…