Reviews should happen at regular intervals, but modifications in the portfolio should be done only when the event is significant. The environment around us is always abuzz with events. These…
Posts TaggedWealth Management
Asset Allocation: Looking To Book Profits In Equity Now? Here’s Why You Should Shift To Short Term Bond Funds
It has been proven that portfolio allocation leads to long-term optimum results on investments. Awareness among investors is gradually increasing on the imperative of allocation. It has been proven that…
Fixed Income: RBI Policy Review Coming, Invest In Liquid Funds Just Before April 6
Invest in liquid funds just before April 6 as these are least volatile. Shift to ultra short-term funds later as per your investment needs. For tracking your investments, you need…
Why You Should Prefer Recommending Open End Debt Funds Over FMPs
Go for FMPs only if your client does not want volatility; else you should recommend open end debt funds. With the financial year nearing its end, many fund houses have…
Bond Investments Through Secondary Market Can Offer You A Better Deal
For retail investors intending to purchase bonds in lot size of say few lakh rupees, when there is no primary issue available or the primary issue is not matching up…
Go For Balanced Funds Or Risk-Adjusted Returns
Balanced Funds have equity allocation ranging 65% to 70% We tend to evaluate performance of funds by returns only, which is what is relevant for the investor. For analytical purposes,…
Want Fixed Income? Try Arbitrage Funds, They Attract No Dividend Distribution Tax
Arbitrage funds attract no dividend distribution tax and no LTCG tax for holdings beyond one year The term arbitrage refers to simultaneous purchase and sale of assets to profit from…
Know The Tax Treatment Of Gains On Bonds Before Investing
Bonds offer interest and capital appreciation to investors. It is better to know the basis of taxation and the rate of tax. Returns from investments in bonds come from interest…
Long Bond Funds Can Be Volatile, Avoid If looking For Stable Returns
Long bond funds are more volatile in performance. With the 10-year benchmark security trading around 6.4%, there is some scope for easing of rates, but not to a significant extent…
How To Earn Better Post Tax Returns Using Bond Funds
This article explains how bond funds can be used to optimise post tax returns on fixed income portfolios. For investment decisions, tax efficiency is something investors always look at. Though…