Investors must sift from the info avalanche to home in on the right decision. We all have our personal fi­nance and investments to man. age, and with that at the…

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SYNOPSIS One method of managing volatility risk is following hold-till-maturity (HTM). This concept can be practised by investing directly in bonds. On maturity of the bond, money flows back to…

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SYNOPSISThe worst phase of credit defaults in the history of debt mutual funds in India started in September 2018. A quasi-PSU, rated AAA, went down from AAA to D in…

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Interest rate risk is absent, if funds are held till maturity. There is consensus that interest rates are going to inch up gradually. It is a matter of time. When rates rise,…

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There were several media reports which say the MF industry has been banking on the current rally by launching NFOs. Of late, the Rs.36 lakh crore MF industry has seen…

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No bank has AAA rating for these instruments Ever since the default in AT1 (additional tier 1) perpetual bonds of Yes Bank, there has been lot of discussion on the…

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SYNOPSISIn retail loans, credit cards were worst affected, with NPAs shooting to 3.5% in FY21. In an earlier article, we had discussed the improvement in credit rating ratios (upgrade-downgrade ratios)…

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Investors are now being selective in choosing credit-risk-oriented funds as liquidity in those papers rated ‘AA’ or lower is not as good as ‘AAA’. It has been one year and…

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The appeal of arbitrage funds stems from the reasonably stable returns and their taxation as equity funds. Arbitrage funds are receiving substantial inflows of late, which is good from an…

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