For a horizon of, say, 1-3 years, it is preferable to opt for a short portfolio maturity so that volatility would be lower. The RBI continues to do “whatever it…
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Bonds Or Equity: Which One Gives Higher Returns Over The Long Term?
Over the long haul, if you do a judicious allocation to equity, debt, or any other asset like gold, you would get decent returns. In uncertain times like these, when…
MF Regulation: Choosing Between The Letter Of Law And Maximising Investor Value
The debate is about an action, which may, to a certain extent, be on the wrong side of the law, but would ultimately give higher value to investor The events…
There Is A New Dimension To The Risks In Debt Mutual Funds
The known risks in debt funds, inter alia, are interest rate risk (also known as duration risk, market risk or volatility risk) and credit risk (also known as default risk)….
Opinion | The Case For Investing In Market-Linked Debentures That Are Fast Evolving
Market-linked-debentures (MLDs) have been around for some time and have been accepted in the “wealth” market. They merit another discussion at this juncture due to two reasons (a) post Union…
How Far Will RBI’s Liquidity Window Help The Mutual Fund Industry?
The special liquidity facility for mutual funds (SLF-MF) announced by the Reserve Bank of India (RBI) on 27 April allows banks to borrow from the central bank at a fixed…
Franklin Templeton Crisis: Lessons For Investors And Some Key Steps SEBI Can Take
Ever since the unfortunate FT (Franklin Templeton) episode broke out, investors are naturally disturbed and discussions are centred on the role of regulators and the ethics of the business house. However, given…
Tax Saving Options: ELSS – A Good Bet Now For Section 80C
There are a host of investments eligible for Section 80C benefits, which have already been discussed earlier. Today, since the market situation is different, we have a new perspective: One,…
Should You Worry About The Recent Winding Up Of Schemes?
Six schemes of Franklin Templeton Mutual Fund have been ‘shut’ i.e. closed for purchase or redemption, and the fund manager will gradually sell the assets in the schemes and return…
RBI’s Fresh Salvo To Boost Bond Markets, Ease States’ And NBFCs’ Borrowings
In March, we discussed how the RBI (Reserve Bank of India) had come out all guns blazing to shore up the fortunes of a struggling financial system. Since the system and sentiments…
Impact Of SEBI’s New Valuation Metrics On Liquid Fund NAV
NAV is a fund’s per unit market value. In other words, it reflects valuation of a MF unit. However, finding valuation of equity instruments is easier than debt instruments largely…
Opinion | Why Debt Mutual Funds Are Giving Negative Returns And What You Should Do About IT
Uncanny things are happening all over the world. For certain things, investors have a perspective, for instance, the equity market. People know that when there is a pandemic, the equity…