There’s merit in this Budget 2023 proposal, argues the writer. That’s because MF AMCs have the set-up and skill-sets in place, besides a plethora of options in terms of fund…
Posts TaggedMutual Funds
How Similar Are Target Maturity Funds to Term Deposits
SYNOPSISIt’s not an apples-to-apples comparison but there are extensive similarities between banking deposits and target maturity funds (TMFs). The quantum of banking deposits was ₹175 trillion as on 2 December 2022….
Target Maturity Funds: Things To Keep In Mind Before Recommending
TMFs are relatively safer and offer visibility of returns. Target maturity funds or TMFs have a defined maturity date, arguably good portfolio credit quality and they come with a range…
New Year Special: ‘2023 Will Be Much Better For Debt Mutual Funds’
SynopsisIn 2023, debt mutual fund products will be competitive with bank term deposits. If you have a horizon of 3 years and longer, you will have tax efficiency as well,…
How To Ensure Regular Cash Flow?
You have worked hard throughout your life to save for your retirement years. You have your savings and investments in place—some bank deposits, a few equity stocks, mutual funds, and…
Your Money: Debt Funds To Give Better Returns In The Coming Year
This is because the portfolio carry yield is at a higher level. Every year gives a surprise. So much so, we are getting used to being surprised. In 2020, there…
Good Times Are Here For Debt Funds
The RBI is likely in the last leg of its interest-rate hikes and might start easing rates somewhere down the line. But higher portfolio yields on account of past interest…
Your Money: Rethinking Holding Period For LTCG Tax
Prescribed holding period for long-term capital gains should be in tune with the nature of the asset class. Reportedly, the taxation laws of the country are due for rationalisation, expected…
Are Multi Cap Funds Offering Better Returns Than Flexi Cap Funds?
SynopsisTo compare the performance of multi cap and flexi cap funds, we have taken the initial date as 1 January 2021, which is when the guideline issued on 11 September…
How To Buy Financial Investment Products
It is vital for you to understand that when you are investing your hard-earned money, it is not about what seems attractive to you. It is about what is good…
‘Arbitrage Fund Can’t Be A Substitute For Liquid Fund’
Arbitrage funds can replace money market funds but not liquid funds. Arbitrage funds are often compared with liquid funds to park short term money. In fact, many MFDs recommend arbitrage…
Your Money: Need A Debt-Linked Savings Scheme Now
The popularity of ELSS shows the combination of tax benefit and decent performance works well. When we discuss categories of mutual funds, we discuss parameters of performance, quantum of funds…