Barring a couple of schemes in the category, most credit risk funds have delivered reasonable returns in the last three years. We had the worst ever corporate credit default cycle…
Date Archives May 2021
Small Savings May Be Rewarding
With the possibility of a downward revision in rates looming, it’s time to consider your options here We are all aware of the flurry of activity that happened at the…
How Market-Linked Debentures Combine The Qualities Of Equity And Debt
The ultra rich now have a wider basket of market-linked debentures to choose from In bonds, the returns are known upfront. At the other extreme are equity investments, where returns…
Does Skin In The Game Help Funds Manage Better?
SYNOPSISThere is merit in Sebi’s circular as it gives better confidence to unitholders of mutual funds. If a service provider has skin in the game, it does impart confidence to…
Debt Fund Investors Moving Towards Safety
The broad pattern of movement of AUM in the mutual fund industry shows the preferences of investors. Tracking the debt fund AUM movement over the last one year throws up…
Does The New Name For Dividend Option Clear Air?
SEBI has renamed dividend option in mutual funds as ‘Payout of income distribution cum capital withdrawal’ option from April 1, 2021. Mutual funds offer two options – growth and dividend….
Smart Investing: Options To Park Your Short-term Surplus
Both liquid funds and bank savings account are good for parking short-term funds. Compare terms of safety, liquidity and returns before taking a final decision. For parking your short-term funds,…
All-in-one Investing: How To Invest In Multiple Assets Through One Fund
SYNOPSIS Even though judicious allocation is key, based on the investor’s risk-return profile, horizon, investment objectives, etc, usually portfolios tend to get skewed in favour of one asset class. The…
One Year After Franklin Templeton Episode: Loss Of Reputation, But Repayments Restore Faith
Given that more than half the money has been paid back and all six debt funds are showing handsome returns, it is expected that in due course people will get…