UCBs must establish transparent policies and guidelines for credit dispensation, approved by their boards, reflecting internal risk appetite and aligning with RBI regulations. The loan policy must be reviewed annually by the Board.

This course has content and tests around this circular.

UCBs must establish transparent policies and guidelines for credit dispensation, approved by their boards, reflecting internal risk appetite and aligning with RBI regulations. The loan policy must be reviewed annually by the Board.

This course has content and tests around this circular.

UCBs have a strategic role in housing finance, particularly for weaker sections, aligning with priority sector lending objectives. UCBs, especially larger banks with surplus resources, are encouraged to extend housing loans. The Master Circular on Housing Finance for UCBs consolidates the instructions/guidelines issued to UCBs till 2 April, 2024. 

This course has content and tests around this circular.

UCBs must establish transparent policies and guidelines for credit dispensation, approved by their boards, reflecting internal risk appetite and aligning with RBI regulations. The loan policy must be reviewed annually by the Board.

This course has content and tests around this circular.

UCBs must establish transparent policies and guidelines for credit dispensation, approved by their boards, reflecting internal risk appetite and aligning with RBI regulations. The loan policy must be reviewed annually by the Board.

This course has content and tests around this circular.

UCBs have a strategic role in housing finance, particularly for weaker sections, aligning with priority sector lending objectives. UCBs, especially larger banks with surplus resources, are encouraged to extend housing loans. The Master Circular on Housing Finance for UCBs consolidates the instructions/guidelines issued to UCBs till 2 April, 2024. 

This course has content and tests around this circular.