The Finance Act, 2023, has taken away the indexation benefit from debt mutual funds. It states that the gains from the growth option of funds with equity allocation of less…
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Bank Deposits, Small Savings: Which Is Better?
While returns may be very important, it cannot be the sole criterion while choosing an investment vehicle to park one’s hard-earned money; one has to look beyond the obvious. Deposits…
What To Expect From RBI’s Policy Meet This Week
There is also a faint expectation that RBI may hike the rate one last time, taking the repo rate from 6.5% to 6.75%. The last interest rate hike by the…
Nifty At 20K: Invest For The Long Term To Win Big
On 10-year holding, percentage of positive outcomes is 100%. The index voyaged from 1,000 to 20,000 in little under 28 years. To reach 10,000 it took little less than 22…
Bank FDs Or Corporate Fixed Deposits: Where Should You Invest Your Money?
Your fixed deposit with a bank is guaranteed to only Rs 5 lakh per bank, in deposits held across all its branches put together. However corporate FDs with a good…
Are Individual Equity Investors Moving Towards Mfs?
The share of individual investors in stock market trades fell to 34.9 percent in FY24, till July 2023 from a 45 percent share in FY21. A look at the increase…
Homing In On Rate. Decoding RBI’s New Floating Rate Home Loan Guidelines
Now, you have a say in any change in the terms of the loan; Banks/NBFCs must provide borrowers with an option to switch over to a fixed rate while transparently disclosing…
Your Money: Performing Credits Carry Higher Risks
But their yield levels are higher than that of debt MF portfolios In the context of investing in bonds / debentures, the risk level of getting or not getting your…
Debt Funds Still Work, Even Without Indexation Benefits
Inflows in debt funds continue despite the removal of indexation benefits, which was more of a psychological shock than hard fact. When the Finance Act 2023 took away the indexation…
Your Money: Don’t Get Swayed By Currency Lows
Your international investments appreciate as the rupee weakens The headlines are telling us that our rupee hit an all-time low against the greenback. That may seem to imply that our…
RBI Holds Interest Rates: Who Wins, Who Loses
Reset on home loan and other floating rate loans to be made more transparent. This measure would not make interest rates beneficial for you, but you would have more rights…
The Essence Of Diversification And How It Helps Your Investment Portfolio
It’s hard and impractical to predict the asset that gives you the highest return. Data shows that every year, the winner varies, since the market is at the confluence of…