SYNOPSISSome investors perceive passive funds as relatively less volatile than active ones. However, this may not be true. Assets managed by passive funds saw significant growth recently. Some investors perceive…
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Your Money: Investment Goal Is Key, Not Inflation
The difference between CPI and WPI based inflation is not only about the point of measurement, consumer or wholesale, but the measurement baskets are drastically different. Today inflation is high…
Amid Inflation Threat And RBI’s Rate Increase, Markets Are Positive
The benchmark 10-year government security yield eased after the RBI’s announcements and the stock market indices turned green. Inflation is a concern globally, including in India. Though it is more…
Your Money: Rate Hikes? Invest As Per Risk Appetite
Instead of reacting to every rate hike, continue your investments according to your financial goals. Today we all know that the Reserve Bank of India (RBI) is increasing interest rates….
Fixed-Income Investments Becoming Attractive Again
Returns from debt mutual funds have been muted for some time, but in the process, the accrual level has been moving up, which makes it relatively that much attractive. There…
How To Measure Risk In Debt Funds
In our previous issue, we discussed the various types of risks in debt funds. This time, we will discuss the Sebi-mandated methods for communication of the risk level in a…
SWP For Retirement Planning: How Much To Withdraw?
Ideally, MFDs/RIAs should keep retirement corpus and legacy planning separate for prudent retirement planning. Many MFDs/RIAs use SWP for retirement planning. It offers flexibility, tax efficiency and market-based returns. However,…
TCUpdate: Competition and Anti-Trust Policy
Launching the 10th course in TrainingCentral’s Compliance catalogue. Our compliance catalogue is used by companies to ensure awareness of regulatory and governance compliances across the workforce in an effective manner….
The Anomaly In India’s Interest Rate Structure
SYNOPSISWhen RBI commences a hike in interest rates, the anomaly will start reducing. When you see commercial ads screaming at you, offering home loans at 6.5%, the rate seems lower…
Your Money: What Makes ELSS A Section 80C Topper
Flexibility, reinvestment ability, tax efficiency and long-term returns make ELSS a winner. There are multiple investment options for saving tax under Section 80C of the Income Tax Act. Quite logically,…
Manoeuvring Market Risks
As long as fluctuations are within range, you should stay put with your investments. Everything in life comes with risk. The same goes for your investments. It is important to…
Know The Risks To Your Debt Funds
Is it safe? That’s what people want to know when they talk about default risk in investments. Let us state one basic aspect for the sake of clarity. A mutual…