Five of the six MPC members voted on maintaining the stance as accommodative. It is now common knowledge that the RBI is going to hike interest rates in 2022, and…
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Bonding With Bonds: How To Use The Direct Bond Route
When it comes to investments in bonds, we think mutual funds (MFs), and for valid reasons. Having said that, investors should be aware of the direct bond route, the advantages…
Are Equity Funds Tax Efficient Than Debt Funds?
Tax efficiency in mutual funds is a function of horizon. When we look for tax efficiency in mutual fund investments, we prefer equity over debt. Many of us believe that…
Looking Back, Looking Ahead: Fixed Income – Challenge Of Low Returns In Fixed Income
Provided you stay invested in a debt fund for an adequate time horizon after rates and portfolio accrual have moved up, you reap the benefit. The fixed income or debt…
Worried About Market? Invest In Hybrid Mutual Funds
SYNOPSIS To the extent you intend to make your portfolio defensive and reduce the equity exposure, you may consider these funds, either for fresh deployments or rebalancing. Many investors are…
RBI Maintains Status Quo, But Continues To Send Indirect Signals On Tightening Interest Rates
As a guidance for debt fund investors, for incremental money, the RBI is set to gradually hike interest rates. The Monetary Policy Committee (MPC) members decided to keep interest rates…
How Indexation Benefit Trims Your Debt Fund Tax Outgo
The longer your debt MF holding period, the higher will be the real indexation benefit, and vice versa. We have all heard of indexation in debt fund taxation, but have…
Should You Go By Rolling Returns Or The P2P Model?
SYNOPSISRolling returns capture the market events, volatility and skills of fund managers. There is not only a fervent debate between active and passive fund management, there is a conscious shift…
The Nuances Of Floating Rate Debt Funds
The word going around is that the Reserve Bank of India (RBI) is set to normalize (read increase) interest rates. Yes, we are at the cusp of reversal of the…
FIXED INCOME: Retail Direct Gilt Account: Should You Go For It ?
If you prefer do-it-yourself, have the wherewithal and bandwidth to execute and want to save on mutual fund expense charges, you can go for RDG. The recently launched Retail Direct…
Should You Invest In Various Assets Through Multi-asset Funds?
SYNOPSISAs per regulation, a multi-asset fund has to have an allocation to at least three asset categories and have at least 10% allocation to each category. The importance of portfolio…
The Risks Of Investing In Cryptocurrencies: No Legal Backing, Frowned Upon By The RBI
Broadly, there is no regulatory support for cryptocurrencies, which exists for other investments in the form of a regulator and legal framework. Nowadays, there is a new frontier of risks…