In March, we discussed how the RBI (Reserve Bank of India) had come out all guns blazing to shore up the fortunes of a struggling financial system. Since the system and sentiments…
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Impact Of SEBI’s New Valuation Metrics On Liquid Fund NAV
NAV is a fund’s per unit market value. In other words, it reflects valuation of a MF unit. However, finding valuation of equity instruments is easier than debt instruments largely…
Opinion | Why Debt Mutual Funds Are Giving Negative Returns And What You Should Do About IT
Uncanny things are happening all over the world. For certain things, investors have a perspective, for instance, the equity market. People know that when there is a pandemic, the equity…
Life Insurance: Calculating Net Return On Your Premiums
When you purchase a life insurance policy, you are given a benefit illustration which shows the amounts of money you are paying (premiums) and the amount of money you get…
RBI Comes Out All Guns Blazing To Sanitise A Struggling Financial System
All eyes were on the Reserve Bank of India (RBI), with expectations that the central bank would shore up the fortunes of the broken debt markets. There were debates as…
Yes To Yes, No To PMC: What Gives?
The safety of depositors’ funds in a bank is vital for uninterrupted running of the economy. It is most often taken for granted, but is, to an extent, vague and…
Opinion | The Yes Bank Bond Write-Down Highlights The Broader Issue Of Mis-selling
A lot of dust has been raised about the write-down of additional tier 1 (AT1) perpetual bonds of Yes Bank—about its technicalities, its fairness, et al. The loss is a…
How You Can Reduce Your Tax Outflow By Setting Off Losses On Assets
The recent correction in stock prices is being recommended as an opportunity to enter at relatively lower prices, with a long-term horizon. This investment perspective is being discussed widely, but…
Mutual Funds vs Ulips: Check How The Costs Stack Up
Comparison of two products is to be done on multiple parameters like safety, liquidity, flexibility, suitability, etc. Today we take up one of these aspects, cost. The ultimate return is…
Long Term Capital Gains From Property: Where Should You Reinvest LTCG?
Long-term capital gains (LTCG) tax from sale of property can be saved, on gains of up to Rs 50 lakh, by investing in capital gains tax exemption bonds issued by…
Bond Categories That You Can Explore For Making Investments
We have discussed about investing in bonds earlier. Now, we will go into the types of bonds available in the secondary market that you can invest in. This clarity is required for…
Why It Makes Sense To Shun Hybrid Funds
SEBI norms allow fund houses to offer six variants of hybrid funds. However, most fund houses are active on two variants – aggressive hybrid funds and balanced advantage funds. Both…