The types of risk in fixed income funds are many: interest rate/volatility risk, credit risk, counterparty risk, concentration risk, liquidity risk, etc. But the two major risks, going by the…
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RBI Does Not Hike Interest Rates, But Stick To Shorter Maturity Bond Funds
Joydeep Sen The RBI Monetary Policy Committee (MPC) presented the fourth bi-monthly monetary policy statement for 2018-19 today. By now you are aware that policy rates have been maintained, that…
Wait! Don’t Sell Your Debt Mutual Fund Investments. You Might Get Better Returns Next Year
Joydeep Sen For some time now, returns from bond funds have been muted, particularly long duration funds. On top of it, due to incidents of the recent past, there are…
Why Balanced Advantage Mutual Funds Baffle Investors
Even after Sebi’s mutual fund categorisation norms have been implemented, some pockets of “interpretation” by asset management companies (AMCs) remain. Sebi’s objective of uniformity in parameters has largely been achieved, but there…
Mutual Funds: Are arbitrage funds a substitute for debt funds?
Over the last year or so, returns from debt funds have been muted, particularly long portfolio maturity funds, as market movement has not been favourable. One positive fallout of this…
Balanced funds vis-à-vis focused allocation: Which is the better option?
If your rationale for choosing a balanced fund is the marginal tax efficiency over a focused allocation, where the debt component gets taxed as debt fund, it is not a…
Borrowings: Should You Fund An Investment With A Loan?
For the retail investor, the basic purpose of investment is to gainfully deploy the surplus for building a corpus over a long horizon of time. A loan comes at a…
The Investment Case For Bank AT1 Perpetual Bonds
Perpetual bonds issued by banks as part of the Additional Tier 1 (AT1) requirements find takers in institutional investors as well as individuals (high net-worth individuals and the mass affluent…
Investments You Should Hold Till Their Maturity
Certain investments like bonds and closed-end debt mutual funds come with a maturity date. You would say, that’s normal. However, there are ways of taking advantage of it, if you…
SME Sales: Program Design and Training
SME Sales: Product Design and ConceptsTC has been empanelled to conduct multi-city training for a large private sector bank’s SME sales workforce. As a first step, the training is scheduled…
How To Take Advantage Of Rising Short Term Interest Rates
Joydeep Sen Yield levels of short maturity debt instruments, also known as money market instruments, have moved up i.e. prices have come down. Liquidity in the banking system is not as…
Do You Know About These Alternate Investment Options? Check Them Out
Joydeep Sen When we talk of diversification of investments, the discussion centres around equity and debt. The reason is, the alternate investments are still alternate, i.e., not yet mainstream. The…